Corporate Banking Officer

Benefits

Additional Information

Why should you join our team? American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world. We are a growing organization embracing collaboration and innovation while delivering transformative solutions. American AgCredit provides a cultivating environment where you truly make a difference for our customers and teams. Benefits offered by American AgCredit: Commitment to agriculture and the communities we serve Family friendly work environment Investment in employee development Medical, Dental and Vision coverage Outstanding 401k - automatic 3% employer contribution, plus match up to 6% Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time) Competitive Incentive Compensation Plan Disability & Life Insurance Employee mental, physical, and financial wellness programs The position is bonus eligible based on association and personal performance Position will be posted until filled. BASIC FUNCTION: The Corporate Banking Officer manages an assigned portfolio of account relationships, the majority consisting of complex, middle and large-market customers, concentrated in the Protein and Grain market segments. This role will work closely with the Agribusiness (AGB) and Corporate Lending teams to formulate solutions for the more complex financing needs of such customers and will provide functional guidance to Underwriters, Closing and Servicing Specialists. The Corporate Banking Officer will assist the Protein and Grain team with implementation of marketing plans to capitalize on marketing opportunities within designated industry segments focusing on customer relationship management, team leadership and targeted business development efforts. The Corporate Banking Officer will support the achievement of profitability and credit quality goals of the Corporate Banking Group. ESSENTIAL DUTIES: Manages the day-to-day customer relationship of assigned complex, highly visible accounts. Regularly meets with the customer to keep abreast of information concerning their businesses, needs, strategic direction, and earnings to determine business opportunities. Works with the team in solutioning for customer needs. Work with Corporate Lending Structuring and Sales in structuring credit facilities for syndication, development of a syndication strategy and assists in the sales effort. Manages the day-to-day relationships of assigned accounts originated by the Association and syndicated amongst Farm Credit partners, commercial banks and institutional investors. Assists in and supports other AGB Relationship Managers in managing accounts specific to the Protein and Grain market segment that are purchased from other Farm Credit partners, commercial banks and institutional investors. Maintains expertise in assigned market segment, keeping abreast of industry trends and competition in the market. Responsibilities include, but are not limited to, attending industry events and tradeshows. Guides and participates in the credit analysis function in the development and analysis of financial data for new or renewed loans. Prepares and edits information memorandums, term sheets and related documents. Make decisions on loan requests, structure and pricing within prescribed lending limits. Formulates recommendations and presents same to the applicable Credit Approver or Loan Committee. In conjunction with the origination and servicing of credit facilities, performs credit administration, account servicing, validation and monitoring of periodic financial information and review of loan documents and deliverables. Provide functional guidance to Underwriters, Closing and Servicing Specialists on policies, procedures and credit risk assessment. Follows current outstanding loans in assigned portfolio to ensure complete conformity with terms and covenants. Through ongoing review and analysis maintain awareness of developing trends. Studies industrial, commercial, and financial situations relating to new or existing businesses as requested. Makes recommendations on financial and organization structure, locations, and on other business-related issues. Develops and implements a Business Development Plan (BDP) in coordination with the assigned portfolio and assists team in BDP execution, focused on potential prospects and assigned existing customers with the goal of retaining and increasing existing business and developing new business opportunities. Safely operates and maintains Association provided vehicle. Travels to customer meetings, industry events, and company sponsored events as required/ requested. Performs other duties assigned. LEVELS OF SUPERVISION EXERCISED AND RECEIVED: In the function as a Corporate Banking Officer, the incumbent will provide guidance to Underwriters and Closing and Servicing Specialists within assigned portfolio. They will make indep

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