Senior Analyst- Credit risk portfolio management

About the role

Position Title: Analyst- Credit portfolio risk management Corporate Title: Analyst Internal Title: Senior Analyst Reporting to: Head of Credit Portfolio Analysis, EMEA Location: Bengaluru, BCIT Park, Thannisandra Main road Job Profile  To support the Head of CSG for EMEA and all CSG Team Heads with initiatives including and not exclusive to credit risk, portfolio reporting and Management Information (MI).  To provide insights, analysis and support across the three lines of defence in EMEA. This would involve being a central contact point and liaison for stakeholders; coordinating queries and requests with CSG team members accordingly.  To provide team members supports for administrative matters including but not limited to onboarding supports for new joiners, creating ad-hoc reports upon requests.  To provide team members technical, logistical and diligent support with their day-to-day activities Roles and Responsibilities  Support the Head of CPA with preparation of CPA materials for the EMEA Risk Management Committee (ERMC), EMEA Credit Risk Committee (ECRC) and other committees/forums as required.  To provide portfolio reporting materials and MI for the ECRC, other EMEA forums and initiatives as requested by senior management and stakeholders.  To conduct and circulate regular portfolio analysis, insights, MI and reports to stakeholders in Front Office and Credit.  To partner with counterparts across different global offices and actively seek opportunities for alignment, collaboration and consistency.  Contribute towards establishing analysis, reports and MI to control and monitor EMEA's Credit Risk Appetite and Industry Concentration frameworks.  To engage in projects and working groups related to credit risk, portfolio reporting, credit systems, MI and credit strategy across the group.  To support monthly reports to be provided to regulators such as Japan Financial Services Agency ('JFSA') and Prudential Regulation Authority ('PRA')  To support CSM colleagues for Breach Control Working Group ('BCWG') data collection and cleansing.  To support accounting reporting/ SOX related reporting  To support the remediation of Self-Identified Issues, regulatory findings and audit points.  To monitor and report credit risk insights for the EMEA booked portfolio, ensuring a proactive, transparent and rigorous approach to the management of credit risk and escalation of issues.  To monitor and maintenance several Early Warning frameworks.  Provide consultation and advising on the bank's policies and procedures. Give guidance to staff members and other areas of the bank and coach/develop colleagues on these aspects.  Propose risk management strategies, frameworks, policies and procedures to stakeholders in the bank.  To partner with front and product offices and contribute to the development of the organisational credit strategy for respective sectors/ regions.  Ensure effective communication across all levels of management with internal and external stakeholders within EMEA and other regions. Represent CSG or own group effectively in various occasions, equip management and staff members with knowledge by sharing information appropriately in a timely manner.  Provide staff members with appropriate tools and resources to carry out their duties.  Be a point of contact for junior staff members in relation to credit risk, portfolio analysis, reporting and producing MI. Work Experience: Essential:  Extensive experience in Credit Risk Management, especially related to portfolio reporting and MI.  Experience in resolving regulatory and audit issues related to credit and credit risk.  Experience in using data from different sources to perform portfolio analysis. Preferred:  Minimum 3 year experience on credit risk activities associated with Global Corporates.