Own full P&L performance across Auto, Marine, and Unsecured Lending, including growth, credit quality, and profitability
Lead and scale indirect Auto and Marine channels through dealer and retail partner relationships
Oversee a national field sales team and drive production, coverage, and performance
Grow Marine retail partnerships and expand embedded financing opportunities
Manage Unsecured Lending digital performance, including application funnel conversion and customer experience
Partner with Product and Technology to enhance digital capabilities and optimize enrollment
Set and execute growth strategy across all three business lines
Partner with Credit and Risk to maintain strong underwriting standards and portfolio health
Collaborate cross-functionally with Marketing, Compliance, Operations, and Technology
Report performance and strategy updates to executive leadership
Requirements
Bachelor's degree
12+ years in consumer lending; 7+ years in senior leadership with P&L ownership
Experience in indirect/dealer, retail partner, or unsecured consumer lending
Proven ability to lead field-based sales teams and manage partner channels
Strong digital lending and conversion optimization experience
Deep understanding of credit, pricing, and portfolio management
Track record of driving growth across multiple channels
Strong leadership, communication, and cross-functional collaboration skills
Experience in a regulated banking environment preferred
Axos Employee Benefits May Include:
Medical, Dental, Vision, and Life Insurance
Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
About Axos
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
Learn more about working at Axos
Pre-Employment Background Check and Drug Test:
Equal Employment Opportunity:
Job Functions and Work Environment:
While performing the duties of this position, the employee is required to sit for extended periods of time. Manua
Benefits
Health insuranceDental insuranceVision insurance401(k)Paid time offEquity / stock optionsPerformance bonus
Additional Information
Axos Bank
Target Range:
$180,000.00/Yr. - $210,000.00/Yr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 17.5%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 17.5%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
The SVP, Consumer Lending is the executive leader with full P&L ownership across three distinct lending verticals, Auto, Marine, and Unsecured, each with unique go-to-market models. The role requires a versatile leader who can drive performance across decentralized, relationship-based sales channels and direct-to-consumer digital platforms.
Auto and Marine Lending rely on field-based sales and embedded retail partnerships, requiring strong dealer/retailer relationship management and leadership of distributed national teams. Unsecured Lending operates through a digital, direct-to-consumer model focused on origination funnel performance and customer engagement.
This leader must effectively span field sales, B2B partnerships, and digital product optimization while delivering unified financial performance and operational excellence across all three businesses.
Axos · Hq - San Diego, CA