Loans Pricing Manager

About the role

Working in the Credit Risk & Pricing team within the lending business, this is a hands-on role where you will be using multiple data sources and analytical tools to develop and optimise pricing & trading strategies for long term profitability. Accountabilities Your remit will include the following: Develop and optimise pricing strategies to deliver financial trading plans Drive efficiencies and automation in pricing strategy execution Collaborate with modelling to identify new pricing factors that drive competitive advantage Meet customers' reasonable expectations and provide fair outcomes Maintain MI which facilitates effective performance monitoring and optimisation Provide analysis and insights for Management Committee and Board Maintain regulatory compliance and reputational integrity Act as a Commercial SME within the business and broader Hastings Group Skills Knowledge & Experience Price comparison website experience essential, retail lending product knowledge desired Can handle vast and multiple data sources at speed Real rate risk-based pricing experience essential, using non-standard segmentation desired Strong SQL coding skills, other programming experience such as R or Python desirable Commercially aware, can optimise for short and long-term outcomes Communication skills can transcend levels within the business Analytically driven to continuously look for new insights and apply innovative thinking Works effectively on own as well part of and influencing the broader business Comfortable in a fast-paced environment, has agility to manage and adapt focus and priorities Seeks continuous improvement, both in terms of skills and outcomes Interview Process: Recruiter screening call 1st Round - Intro call with Hiring manager 2nd Round - Case study round What we will give you: Join us and you'll find a different way of doing things. We call it the 4Cs. We focus on getting it right for our colleagues, customers, company and community. As one of our colleagues, you'll be helping to drive our growth, so in return, we'll give you all the support, training and development you need. Not to mention plenty of recognition and rewards, and the scope to voice your ideas and put them into practice. As a Disability Confident employer, we're committed to ensuring our recruitment processes are fully inclusive - what this means to you is if you're applying for a job with us, you'll have fair access to support and adjustments throughout your recruitment journey. We also welcome applications through the Disability Confident Scheme (DCS).For more information on the DCS, please visit our inclusive business page on our careers website Benefits: in addition to a competitive salary and £5k car allowance you will also receive... Flexible working - we champion a flexible hybrid working approach - please speak to your recruiter to discuss in more detail Competitive bonus scheme - all colleagues are eligible for our annual 4Cs performance bonus Physical wellbeing - as a Band 4 colleague, Hastings pay for you to receive private medical Insurance (also known as PMI). This gives you flexibility and convenience to see a specialist or consultant and allows you to decide when and where you will be seen Financial wellbeing - as well as providing you with 4x your salary with our life assurance cover, income protection at no extra cost, and matched pension contributions up to 10%, we are proud to provide you with an award winning package which includes - discounts, cashback, free independent mortgage advice and free access to financial wellbeing support Mental wellbeing programme - we have the thrive mental health app, our colleague assistance programme available 24/7, our own in-house mental health first aiders, support groups an