The U.S. Large Credit team works collaboratively with merchants, business development teams, relationship managers, transaction risk analysts, compliance and legal departments to support growth objectives while mitigating and managing risk. We are a dynamic and diverse team providing a significant positive impact for our stakeholders.
Responsibilities
Obtains and reviews the financial statements of merchants
Performs extensive analysis of financial statements and providing an assessment of their credit profile and making supportable recommendations for exposure
Effectively evaluates complex business arrangements and structures; able to dive deep into the background and operations of a merchant.
Recommend and establish appropriate credit limits and collateral to minimize and manage risk; Position may be granted credit authority
Communicates effectively and professionally with internal and external clients
Exercises sound judgment in assessing potential regulatory and reputational risks
Monitors and communicates credit concerns to management
Role is hybrid and requires 2-3 days in office
Requirements
Minimum of 5-8 years of experience analyzing and spreading financial statements, performing credit analysis and drafting credit memos
Effective communication skills; attention to detail
Strong judgment and decision-making skills
Self-starter, able to work independently; possesses a strong sense of ownership
Ability to creatively solve problems and achieve company objectives
Time management skills with ability to multitask
Bonus if you have:
Knowledge of merchant acquiring services and the payment processing industry
Degree in Finance, Accounting, or similar formal credit training
What We Offer You
A multifaceted role with a high degree of responsibility and a broad spectrum of opportunities for growth and development within a growing team.
The opportunity to focus on a broad range of industries and financial topics.
A work environment built on collaboration, flexibility and respect.
A competitive salary and benefits designed to help support your lifestyle and well being
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EEOC Statement
Benefits
Performance bonus
Additional Information
Job Description
Job Posting Description
Are you ready to unleash your full potential? We're looking for people who are passionate about payments to chart Worldpay's path to being the largest and most-loved payments company in the world.