Strong understanding of underwriting guidelines and loan structuring
Proven ability to manage a high-volume pipeline with precision and urgency
Exceptional communication and organizational skills
High level of professionalism, accountability, and discretion
Experience supporting a top-producing or high-volume originator
Non-QM expertise beyond bank statement loans (DSCR, asset-based, etc.)
Tech-savvy with Encompass experience
Self-starter mindset with the ability to anticipate needs and take ownership
Why you'll love it:
You'll feel rewarded for your work-both financially through uncapped commission and through knowing you've made a difference to your customers by helping them with one of the most important life decisions
Support a top producer with a consistent, high-quality pipeline
Long-term growth opportunity with a stable, successful originator
High autonomy and trust-your expertise will be valued and utilized
Fast-paced, rewarding role with meaningful impact on production and client satisfaction
When you join:
You'll join a locally and nationally recognized best place to work that values promotion from within.
Houston, TX either on-site or hybrid capacity (based on your preference)
Benefits
base + performance based incentives. OTE potential is $100k+This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexuaDental insuranceVision insurance401(k)
Additional Information
Here at Lower , we believe homeownership is the key to building wealth , and we're making it easier and more accessible than ever. As a mission-driven fintech , we simplify the home-buying process through cutting-edge technology and a seamless customer experience .
With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9) , we're a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.
Job Description:
Lower is a top 25 tech-driven retail mortgage lender dedicated to helping more people achieve homeownership and build wealth through real estate. We combine innovative technology with a personalized, local lending approach, giving our branches and loan originators the tools, speed, and support to deliver an exceptional experience for borrowers and referral partners. Our focus is on simplifying the mortgage process, driving growth for our branches, and setting the standard for service in the retail mortgage industry.
We are seeking a highly experienced Licensed Loan Officer Assistant (LOA) to support a top-producing Mortgage Loan Originator in the Houston market. This role is ideal for a detail-oriented, proactive professional who thrives in a fast-paced, high-volume environment and has deep knowledge across multiple loan products.
The ideal candidate will act as a true partner to the originator-managing files from application through closing, ensuring exceptional borrower experience, and helping drive consistent, scalable production.
Lower · Remote