Pricing Analyst

About the role

This is a hands-on role for someone who enjoys working with data, programming, and turning analysis into commercial decisions that improve customer outcomes and portfolio performance. If you like owning your work, building strong data foundations, and learning fast in a high-impact environment, this role will give you exposure across pricing, unit economics, and portfolio strategy. What you will be doing in the role: You'll be part of the Pricing & Profitability team within Credit Risk, working closely with colleagues across Commercial, Product, Data Science, and Engineering. We develop and manage deterministic pricing strategies and decisioning rules that support responsible lending and strong originations performance. Our core programming language is Python, and you'll also need solid experience with SQL. Own the management, monitoring, and optimisation of pricing strategies, including KPI design, MI automation, root‑cause investigation, and actionable recommendations. Run champion/challenger pricing tests, from shaping hypotheses to designing tests, supporting implementation, monitoring performance, and evaluating statistically robust outcomes. Carry out scenario and sensitivity analysis to understand how pricing strategies perform under different market conditions (e.g., funding cost movements, loss rate changes, channel mix shifts). Build and maintain unit economics models and cashflow forecasts to assess profitability at segment and channel level, clearly articulating key drivers. Shape and evaluate introducer commission strategies, identifying incentives, monitoring economics, and assessing interactions with pricing, volume, and selection effects. Partner with Commercial teams to provide insight on risk‑adjusted returns and product performance, supporting both strategic and tactical decisions. Improve analytical tools, workflows, and controls (e.g., reusable Python modules, reproducible processes, documentation), and support governance for pricing and profitability models. Communicate analytical findings confidently and clearly with senior stakeholders, explaining model behaviour, trade‑offs, limitations, and recommended actions. Support and coach junior analysts through peer review, sharing best practice, and helping to enhance the team's overall capability and pace. If the below sounds like you, we'd love to meet you: You don't need to tick every box, we value strong fundamentals, good judgment, and a desire to grow. 2 -

Benefits

Additional Information

Pricing Analyst 🌏 London 💷 Discretionary Company Bonus Scheme ⏰ Monday - Friday 9am - 5.30pm (Hybrid 2-3 days in the office and 37.5h pw) 💖 Our perks 🌏25 days holiday (rising to 28 after 3 years' service) pro-rated, plus bank holidays, to take time to recharge and do something you love. 🤒 Private Medical - via vitality, with reward schemes paid for you and your family. 🤒 Health cash plan - via Simply Health for employee's and children claiming money back for dental, optical, etc 👍Pension - Oodle will contribute 5% of your salary into your pension pot to help you save for the future 🪙Life Assurance - 4 x annual salary - benefit funded by Oodle 🥝Free breakfast, drinks and fruit in the office - you can help yourself to cereals, toast, fizzy drinks and lots of fruit. 🤟Employee discounts - discounts you can access anywhere, anytime for all major shops. 👌1 day volunteer day per year - an opportunity to give back to the community each year. ⭐Mental health care - 6 free counselling sessions via our EAP (Employee Assistance Programme). 🤧Paid sick leave - enhanced company sick pay. 👨Enhanced family leave - we provide enhanced family leave for primary and secondary caregivers. 🚗 Oodle - who are we ? 🚗 Our mission is to empower our customers by delivering simple experiences, straightforward lending products, and compassionate support, from application to final payment - and beyond. Upgrading. Growing a family. Fresh starts. Big moves. Bumps in the road. - we finance cars, but more importantly, we finance people . Since 2016, we've supported tens of thousands of customers on their car buying journey As an employer, your career is important to us. We're committed to creating an environment where you can thrive as yourself. We celebrate diversity and inclusion, actively working to make sure every team member feels supported on their journey with us. Our Talent Development team is here to support your growth, providing opportunities for learning, development, and career progression. 🙌 The Role Pricing Analyst at Oodle Car Finance. 🟢Location and working style We're based in the heart of London's vibrant financial and insurance district at 70 St Mary Axe, just a few minutes' walk from Liverpool Street Station. We operate a hybrid working model, but during your initial onboarding you'll spend 2-3 days per week in the office. This helps ensure a smooth learning curve, close support, and strong team integration as you get up to speed.

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