Lead all first-line risk and control activities across Partnership Distribution, ensuring effective identification, assessment, monitoring and mitigation of business risks.
Act as primary risk advisor to the CPDO and PD Leadership Team, providing independent challenge and recommendations on business initiatives, sales campaigns, propositions and operational changes.
Own the Partnership Distribution Risk & Control Framework, including Risk Control Self-Assessment (RCSA), Risk Registers, Issue Management and remediation tracking.
Maintain strong partnership with CRO, Compliance, Legal and Internal Audit teams to ensure alignment on risk and governance priorities.
Sales Conduct & Customer Outcomes
Establish and maintain frameworks to monitor sales conduct, suitability, licensing compliance, customer outcomes, complaints, replacements, lending-linked sales activities and other conduct-related risks.
Identify emerging sales trends, conduct risks and customer detriment indicators through data analysis, quality assurance reviews and management information reporting.
Lead deep-dive investigations into sales quality, customer complaints, persistency trends, operational incidents and other high-risk areas to determine root causes and recommend corrective actions.
Promote a culture of accountability, customer fairness and sustainable sales practices across Partnership Distribution.
Partner Governance & Stakeholder Management
Lead governance engagement with bank partners on sales conduct, licensing, training, suitability, regulatory requirements and control effectiveness.
Influence partner stakeholders to strengthen governance standards while maintaining commercial effectiveness and customer-centric outcomes.
Represent Partnership Distribution in governance forums, regulatory discussions, audits and partner reviews as required.
Build strong working relationships across internal and external stakeholders to ensure timely resolution of risk and control issues.
Regulatory & Audit Management
Lead regulatory change implementation activities impacting Partnership Distribution, translating regulatory requirements into practical business actions and implementation plans.
Coordinate responses to regulatory inspections, thematic reviews, audits and internal investigations.
Ensure timely completion of remediation actions arising from regulatory findings, audit observations and internal reviews.
Monitor implementation progress and provide regular updates to management and governance committees.
Risk Analytics & Early Warning Monitoring
Develop meaningful risk dashboards, management information and early warning indicators to support proactive management decision-making.
Leverage sales, operational and customer data to identify emerging risks before material customer, partner or regulatory impacts occur.
Deliver actionable insights and recommendations to business leaders based on data-driven analysis.
Capability Building
Strengthen risk awareness and governance capability across Partnership Distribution through coaching, training and ongoing stakeholder engagement.
Partner with PD Academy and business leaders to embed risk and conduct considerations into sales capability development programs.
Share lessons learned, industry developments and best practices to continuously improve the control environment.
JOB ACCOUNTABILITIES
Effective first-line risk management across Partnership Distribution.
Timely identification, escalation and resolution of emerging sales conduct, operational and regulatory risks.
Successful closure of audit, regulatory and remediation actions.
Effective governance engageme
Additional Information
Prudential's purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people's career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.
JOB PURPOSE
Act as the First Line Risk & Governance Lead for Partnership Distribution, providing independent oversight, challenge and advisory support across all partnerships. The role is responsible for identifying emerging sales conduct, operational, regulatory and partner-related risks, influencing internal and external stakeholders to implement sustainable solutions, and ensuring business growth is achieved within Prudential's risk appetite and regulatory requirements.
The role serves as a trusted advisor to the Chief Partnership Distribution Officer (CPDO), partnering closely with Account Management, Operations, PD Academy, Product, Compliance, Legal and bank partners to strengthen governance, improve customer outcomes and proactively manage risk across the end-to-end sales and customer journey.
Prudential · Thành Phố Hồ Chí Minh