Follow prescriptive guidelines and company procedures regarding enhanced customer due diligence investigations.
Perform in-depth analysis of customer activities that undergo enhanced due diligence.
Formulate reasonable explanation for the flagged activities, considering pertinent factors such as customer economic profile, relationship with associated counterparties and purpose for money transfers.
Make independent case decisions based on company policies and procedures. Clearly document findings and the rationale behind decisions made on each case.
Escalate specific cases to Western Union stakeholders or other investigative groups as applicable.
Actively contribute to the team's knowledge base by sharing insights and experiences.
Support the AML Compliance team to ensure adherence to compliance requirements.
Role Requirements
1+ years of working experience in any of the following: Bank Secrecy Act, AML Compliance, general and/or risk-based compliance. Bachelor's degree in Finance, Economics or related discipline is preferred.
Good knowledge of AML risks, typologies, and red flags as well as experience in conducting public database research.
Experience working with KYC procedures is required.
Capability to identify compliance risks and escalate when appropriate.
Ability to interview customers when necessary.
Demonstrated analytical, investigative, problem-solving skills with high attention to detail.
Working knowledge of MS Office, especially strong MS Excel skills.
Fluency in English with strong written and verbal communication skills.
Fluency in Italian, Spanish, French or German language with outstanding verbal, written and listening skills would be preferred.
Experience making independent work-related decisions together with high level of autonomy.
Team player with strong collaborative skills.
Work Shift
Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.
BENEFITS AND OTHER DETAILS
Benefits
You will also have access to short-term incentives, multiple health insurance options, accident and lifeinsurance, and access to best-in-class development platforms, to name a few. Please see the benefits below specific to your country. If applicable, additional role-specific benefits will be mentioned during your interview process or in an offer of employment.Your Lithuania specific benefits include:Private Health Insurance (3 options)Life & Accident InsuranceAdditional days offWide variety of discounts and special offersFree Fitness facilitiesVolunteering activitiesReferral programSalaryThe monthly gross base salary range is 1,400 - 2,080 EUR. This range represents anticipated low and high end of the salary for this position. Actual salaries will vary based on candidate's qualifications, skills and competencies.Other Details#LI-MB1#LI-HybridEstimated Job Posting End Date:01-08-2026 This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.Health insurance
Westernunion · Lithuania