Principal Product Designer, SIPS

About the role

Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. As a Principal Designer, you will raise the quality bar, ship world‑class member experiences, and drive innovation across SoFi's SIPS (Save, Invest, Protect, and Spend) ecosystem. You'll set a 12-24 month design vision, lead with craft, and use AI‑powered tools to move faster without compromising quality. You influence at the org level while staying hands‑on with the work. Lead 0-1 company‑level big bets from problem framing to shipped MVP and iteration creating step‑change value for SoFi members. Turn strategy into clear bets, roadmaps, and high‑quality product outcomes. Own cross‑surface, system‑level experiences that connect SIPS into a coherent, delightful member journey. Model IC leadership: no direct reports; high influence.