Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an ind
Responsibilities
Manage cases created to track fraud events, including recoveries, losses, and other correspondence with multiple business lines in the Bank.
Refer cases to the Financial Crimes Compliance AML team for appropriate filings.
Refer cases to law enforcement partners for prosecution and potential recoveries.
Work with other financial institutions for the purposes of preventing fraud and recovering funds.
Work proactively with the Fraud Monitoring team to investigate alerting transactions.
Work proactively with other business lines to investigate physical security and corporate security investigations pertaining to insider and outsider threats to the Bank.
Must have an ability to investigate fraud incidents thoroughly and report them timely and completely.
Assist with projects, regulatory examinations, internal audits and other tasks as assigned.
Escalate operational deficiencies as needed and assist with solving the issues.
Educate other working lines within the Bank with regard to reporting and identifying fraud events.
Requirements
4+ years of related experience in fraud investigations, financial crime investigation or similar field. Additional experience with Commercial Banking, Mortgage Fraud or Digital Currency preferred.
High school diploma required; Bachelor's degree in related field preferred.
Intermediate to advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
Advanced BSA/AML/KYC regulations and best practices, etc. Knowledge of transaction types across the spectrum of commercial and consumer products (deposit, lending, ACH, ATM, RDC, and correspondent banking).
Advanced knowledge in customer authentication and security protocols desired, as well as experience with fraud operations and fraud strategy.
Experience with payment return guidelines, as well as Reg E claims, Identity Theft, Electronic Payments, Elder Financial Exploitation, FinTech, and Cyber Crime events.
Advanced BSA/AML transaction monitoring and/or case management software.
Ability to complete international investigations, internal investigations and review account activity for unusual activity.
Ability to conduct analytical research, complete comprehensive reports from the research, and demonstrate an aptitude for problem solving.
Ability to work in a collaborative team environment to ensure the meeting of team deadlines.
CFE and/or ACAMS certifications preferred.
Intermediate speaking and writing communication skills.
Westernalliancebank · Phoenix, AZ