Degree holder in Business Administration or related disciplines.
Working Experiences
Minimum 1-2 years of experience in credit, marketing and relationship management in corporate banking, preferably gained from international banking environment.
Formal credit analysis training will be an advantage.
Professional Qualification / HKMA Enhanced Competency Framework Qualification / Professional Examination / License
Possess the required qualifications and license under SFC for dealing in securities will be an advantage
Possess the qualification of Associate Credit Risk Management Professional (ACRP) preferred
Business Knowledge
Understand the operating features, transactional mechanism and pricing structure of
o Trade Product and Services
o Corporate & Institutional Lending
o Treasury Products
Understand industry and market developments relating to corporate banking
Understand the Bank's policies, governance frameworks, procedures, practices, standards and applicable local and regional regulations to ensure quality, effective risk management and regulatory compliance.
Additional Information
Mandatory Reference Checking Scheme ("MRC") for Hong Kong
The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions ("AIs") to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual's previous employments can be provided to AIs to inform their employment decisions.
For information related to MRC Scheme, "Frequently Asked Questions for In Scope Individuals" is published by HKAB/Industry Guidelines ( https://www.hkab.org.hk/en/home ) or further information will be available upon request, if it is applicable to the position(s) applied.
Country of Location:
China Hong Kong
Job Responsibilities:
- Pair up with designated MRMs to assist in soliciting and developing corporate banking business; achieve assigned business targets, if any.
- Assist in performing financial spreading, credit analysis and preparing credit proposals aligned with risk standards with understanding of the client's strategic and financial objectives / needs.
- Take care of post-approval and post-lending account management and credit monitoring.
- Review loan documentation and financial reports.
- Collaborate with Services Officers to provide the best customer experience to clients, including but not limited to handling enquiries and/or transactions related to client onboarding, account balances, deposit renewals, loan rollovers, foreign exchange, etc.
Cncbinternational · Hong Kong