Property-Level Analysis: Perform comprehensive underwriting by analyzing property operating statements, rent rolls, lease abstracts, and pro forma projections for various asset types (Multifamily, Industrial, Retail, Office, etc.).
Market Analysis: Evaluate the underlying real estate market fundamentals, including submarket conditions, vacancy and rental rate trends, new supply, and the assets competitive positioning within the market.
Third-Party Report Review: Review and evaluate third-party reports, including property appraisals, environmental site assessments (ESAs), and property condition reports (PCRs).
Compliance & Servicing Actions: Ensure borrower compliance with all loan covenants and reporting requirements. Analyze and process borrower requests for modifications, leasing consents, or collateral releases.
Detail-Oriented: Meticulous in their review of financial data, written approval packages, leases, and third-party reports.
Market-Aware: Passionate about real estate and stays current on market trends, transactions, and economic news.
A Self-Starter: Able to work independently, problem solve, manage a pipeline of deals, and meet deadlines.
Collaborative: Works effectively with relationship managers, credit officers, legal counsel, and clients to meet client needs, obtain information, assess risk, and proactively identify adverse trends or issues.
Requirements
Bachelor's Degree or Military Experience
At least 2 years of experience in credit underwriting, portfolio management or asset management
Bachelor's degree in Finance, Real Estate, Accounting, or a related field
2-4+ years of dedicated experience in commercial real estate credit analysis, underwriting, or asset management
Proven expertise in analyzing CRE property types, like Multifamily, Industrial, Retail or Office
Deep understanding of CRE valuation methodologies, interest rate hedging strategies, like swaps or caps, and key performance indicators, such as NOI, DSCR, LTV, Cap Rate or Debt Yield
Completion of a formal bank credit training program with a focus on real estate
Proficiency in ARGUS, CoStar, and other real estate-specific software platforms
Knowledge of CRE loan documentation and legal considerations
Advanced proficiency in Microsoft Excel and/or Google Sheets for financial modeling and analysis
Excellent analytical skills and situational awareness with an ability to identify and mitigate transaction-specific risks
Possession of strong written and verbal communication skills
**At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
Plano, TX: $119,400 - $136,200 for Analyst, Underwriter & Portfolio Manager
Candidates hired to work in other lo
Additional Information
Commercial Real Estate Asset Manager
The Asset Manager is responsible for safeguarding assets by diligently managing an existing portfolio of loans secured by commercial income-producing properties. The responsibilities for this role are specialized in the analysis and assessment of risk associated with loans secured by Commercial Real Estate (CRE) deals. The ideal candidate will have a deep understanding of property-level financial analysis, real estate market dynamics, and the unique risks associated with various property types. You will be a key player in ensuring the performance and stability of Capital One's CRE loan portfolio from closing through payoff.
Capital One · Plano, TX