Drive the strategy, framework and execution of our Compliance program to ensure applicable Brazilian regulatory requirements and our company's risk requirements are being met comprehensively
Work closely with broader Compliance, ERM, Legal, Product, Operations and other cross-functional teams to understand the overall business environment and be a point of contact for the day-to-day implementation and execution of Compliance policies related to Brazil
Support local authorization and licensing processes with Banco Central do Brasil (BCB) through the development of necessary materials, addressing queries and coordinating regulatory responses
Ensure adherence to all regulatory reporting obligations, including suspicious activity reporting to COAF, and responsiveness to any regulatory engagements
Partner with other leaders to design and implement the Compliance framework and systems for our business in Brazil
Interface with local regulators and other external stakeholders in explaining our Compliance and Risk Management program
Serve as a point of contact for Compliance and Risk Management with key stakeholders and partner with respect to relevant technology and operational process designs
Monitor AML/CFT, sanctions, and broader regulatory developments in Brazil, including evolving requirements under the Brazilian VASP regime led by BCB, ensuring processes are in place to keep the business updated
Proactively analyze trends and patterns in alerts for AML and other Compliance areas and effectively design and enhance our program
Perform oversight over our outsourcing arrangements to ensure local compliance requirements are being followed as expected
Develop, maintain and review policies, procedures and processes to ensure compliance with applicable internal, legal and regulatory standards
Support the AML and Compliance Program through production of key performance indicators (metrics) and other reporting
Report on and oversee internal and external investigations of money laundering and other financial crimes both independently and in collaboration with internal stakeholders and outside counsel
What you'll bring to Circle:
12+ years of relevant experience within a financial services, fintech, regulatory compliance role, law enforcement role, or government agency role, with deep expertise in financial crimes
Bachelor's degree or equivalent experience as stated above
Expert knowledge of regulatory obliga
Benefits
Flexible schedule
Additional Information
Circle (NYSE: CRCL) is one of the world's leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle's platform includes the world's largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com .
What you'll be part of:
Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values : High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.
What you'll be responsible for:
Circle is looking for a Compliance Officer and MLRO within the Circle Compliance and Risk function in Brazil. In this role, you will be responsible for driving the strategy of risk management and compliance for Brazil, as well as the implementation and execution of controls that adequately comply with applicable regulatory and enterprise risk management requirements. This role will also act as the primary point of contact with Brazilian regulators and will represent Circle's engagement with them.
The role will involve working with a broad range of cross-functional partners, including Finance, Tax, Legal, Business, Policy and other Compliance and Enterprise Risk Management team members to collaboratively design the regulatory compliance and risk strategy and implement the day-to-day functioning of our programs for all compliance and risk topics, such as Licensing, KYC, Transaction Monitoring, Sanctions Screening, Reporting, Consumer Protection and Risk Governance.
You will lead on creating and managing a highly effective program that demonstrates compliance with all applicable Brazilian laws and regulations, and is within our risk appetite and tolerance levels. The right candidate will possess and demonstrate deep regulatory, strategic, risk management, process and systems design, communication, time management, data analytics, presentation and change agility abilities.
Circle · São Paulo - Remote First IN, Brazil