Senior Commercial Manager

About the role

We're looking for a Senior Commercial Manager to play a key role in delivering our commercial strategy for Personal Lines and SME insurance. Working closely with the Head of Commercial, you'll manage insurer and distribution relationships, identify growth opportunities, and lead initiatives that enhance profitability and market share. This is a fantastic opportunity for someone with strong commercial acumen and relationship management skills who thrives in a fast-paced, collaborative environment. Roles and Responsibilities Support the Head of Commercial in executing the company's commercial strategy. Identify opportunities for product development, capacity expansion, and distribution growth. Manage day-to-day relationships with insurers, aggregators, and key partners. Negotiate competitive terms and commission structures under guidance from the Head of Commercial. Collaborate with internal teams to ensure alignment on product and distribution strategies. Monitor market trends, competitor activity, and regulatory changes to inform decisions. Ensure compliance with FCA regulations, GDPR, and internal governance frameworks. Assist with budgets, forecasts, and performance reporting for the commercial division. Act as a key member of the Commercial leadership team, supporting team development and engagement. About the Candidate We're looking for someone who combines commercial insight with strong relationship management skills. You'll have: Experience: Experience in a commercial role within the insurance industry, ideally with exposure to Personal Lines and SME products. Experience managing insurer relationships and distribution channels. Strong understanding of insurance market dynamics and FCA compliance. Skills & Competencies: Excellent negotiation and stakeholder engagement skills. Strong analytical and financial acumen. Ability to work collaboratively across departments. Commercial awareness and strategic thinking. What do we offer in return? A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we're looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. If you're excited by this role but have some doubts about whether it's the right fit for you, send us your application - if your profile fits the role's criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Permanent