Credit Analyst

Benefits

Additional Information

Job Description To lead the analysis and review of credit risk undertaken by the credit analytics team against credit frameworks and strategies. To provide expertise and guidance on complex credit analyses, leading to actionable insights in and for the function. Guide a team of credit professionals from a point of technical expertise and insight in the analysis of all credit transactions across portfolios. Provide insight and recommendations into the development of credit policy. Provide expert guidance on credit-related matters to internal stakeholders as an outcome of detailed and complex analyses. Oversee the execution of stress-testing and scenario analyses undertaken by team members across the various portfolios. Conceptualise, design, and implement training for less seasoned and more junior team members to foster continuous technical skill development. Undertake detailed analyses of competitor organisations to inform credit strategies. Provide insights into the organisation's credit risk management framework. Develop and implement practices which build service delivery excellence and implement efficiency models. Contribute to sustaining a competitive edge through external networking, benchmarking and representation on related forums. Stay abreast of relevant industry risk management best practices and legislative amendments and suggests ways to leverage these to ensure continuous improvement. Develop and implement practices which build service delivery excellence and implement efficiency models. Build relationships that allow for the managing of expectations; the sharing of knowledge and diverse insights; and the creation of buy-in. Brainstorm, identify, implement and drive innovative best practice ideas within the organisation to ensure increased efficiencies. Use the insights gained through integrated business reports to measure success and realign tactical strategy implementation objectives appropriately. Ensure the development and implementation of practices in alignment with operational policy and procedural frameworks. Important Closing Date Note Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. 20/06/26 All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.