Additional Information
Job Posting End Date: June 04
When you join the team at Unum, you become part of an organization committed to helping you thrive.
Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:
Award-winning culture
Inclusion and diversity as a priority
Performance Based Incentive Plans
Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability
Generous PTO (including paid time to volunteer!)
Up to 9.5% 401(k) employer contribution
Mental health support
Career advancement opportunities
Student loan repayment options
Tuition reimbursement
Flexible work environments
*All the benefits listed above are subject to the terms of their individual Plans .
And that's just the beginning...
With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!
General Summary:
This position is responsible for analyzing, structuring, and monitoring debt private placements. The individual will provide credit opinions and recommendations to the portfolio manager and internal committees. These opinions and recommendations are utilized to evaluate risk, and are the basis for buy/sell/hold decisions.
There is flexibility in the opening, and we are evaluating individuals with different experience levels.
Principal Duties and Responsibilities
Credit Analysis - New Transactions
Assess credit quality of private placement offerings across various industries and countries, using a variety of research sources, including offering documents, management calls, rating agencies, Bloomberg, third party research, and SEC filings
Analyze various risk factors associated with the investment, including financial, operating, industry, political, legal, sovereign, and liquidity risk
Evaluate more complex transactions involving higher degrees of structure/complexity
Work with internal and external legal counsel to ensure that the transaction is appropriately structured
Work closely with supervisor and VP to ensure that recommended investments meet client objectives in terms of pricing, duration, risk tolerance, etc.
Engage in due diligence of potential investments, including onsite visits; some travel required, both domestic and international
Credit Management Portfolio
Monitor the credit quality of portfolio companies and make buy/sell/hold recommendations as changes in the credit profile or portfolio needs warrant
Provide written and verbal credit updates on assigned portfolio
Effectively communicate within Investments and other internal units, as well as external constituents such as senior management of portfolio companies, bankers, and legal counsel
Assign internal credit outlooks and rate credits biannually
Perform quarter-end portfolio pricing in conjunction with Investment Accounting
Work alongside legal counsel in amendment and workout situations
Assume responsibilities for special projects or other duties when required
Unum · Chattanooga, TN