Credit Risk Analyst (m/f/d)

Benefits

Additional Information

MB Energy , founded in 1947 and headquartered in Hamburg, is an independent and integrated energy company with operations in Europe, the United States, and Singapore. The company is active in the import, storage, distribution, and marketing of petroleum products, liquefied petroleum gas (LPG), chemicals, and biofuels. With decades of industry experience and an innovative approach, MB Energy plays an active role in the global energy landscape, supporting its customers in the transition to lower-emission energy sources by developing and providing forward-looking alternatives. Let's shape the future of the energy industry together! For our company headquarters in Hamburg's HafenCity , we are looking for you to start as soon as possible as Credit Risk Analyst (m/f/d) Our offer to you: Work-life balance : 38.75 working hours per week with 30 days annual leave Ability to work freely : flexible working hours and individual remote work arrangement Remuneration and additional benefits: Profit sharing, 13 salaries, holiday pay, travel allowance, etc Support in various life situations: through our partner PME Family Service, offering support in life crises as well as professional advice on work-related and personal matters, such as childcare, elder care, and more Security and provisions: accident insurance also covering private accidents; excellent employer's contribution to your company pension scheme; Lifetime Account with opportunities to save for sabbaticals or early retirement Health: Subsidized membership with EGYM Wellpass, providing access to a wide range of sports facilities across Germany, as well as online courses in fitness, nutrition and meditation; bicycle leasing Learning & Development : support on your individual development path with internal and external training opportunities Networking: Networks within the company to establish cross-team and international connections, as well as company events Open corporate culture: at heart, a family-owned company with drive, a culture of lived tolerance, speak-up mentality and strong team spirit on the path to a green future Modern collaborative office: with a subsidized employee restaurant, open-plan office concept and views of the Elbe River and the harbour Here's what you can look forward to: As Credit Risk Analyst (m/f/d) , you are an important interface between Front Office, Risk, Treasury, Accounting, and Finance and contribute to the effective control of counterparty risks across MB Energy Group's trading and sales activities. As part of the Middle Office & Risk team, you support the analysis, monitoring, and reporting of counterparty exposures across a broad range of energy and financial products. In your role, you combine analytical thinking with a strong understanding of markets, financial data, and risk management processes. You work closely with internal stakeholders across Hamburg and London and contribute to maintaining a robust risk framework in a dynamic international trading environment. Your tasks in a nutshell: Analyse counterparties: You assess financial data and evaluate the creditworthiness of counterparties across trading and sales activities. Manage credit processes: You prepare new credit line requests and periodic counterparty reviews in line with internal Credit Risk policies. Monitor risk exposure: You develop and maintain daily and monthly counterparty risk reports and monitor risk limits across trading books. Maintain systems & data: You ensure consistency between counterparty databases, ETRM systems, and internal reporting structures. Support risk mitigation: You engage with insurance providers and evaluate collateral and security structures to reduce counterparty risks. Drive improvements: You contribute to the continuous enhancement of reporting, workflows, controls, and analytical processes within Credit Risk. What helps you to fulfil this role: Education: A university degree in Economics, Business Administration, Mathematics, Physics, Information Technology, or a comparable field. Professional experience: Relevant experience within a trading company, financial institution, or risk management environment; exposure to energy commodities is an advantage. Risk expertise: Understanding of counterparty analysis, credit risk measurement concepts, and rating methodologies. Analytical skills: Strong affinity for data and the ability to interpret, challenge, and communicate financial information effectively. Systems knowledge: Good knowledge of MS Office applications, especially Excel; experience with Power BI, analytical tools, or ETRM systems such as RightAngle is a plus. Languages: Business fluent German and English skills, both written and spoken. With these characteristics, you fit perfectly with us: Analytical mindset: You enjoy working with data, identifying risks, and deriving meaningful insights from complex information. Communication skills: You communicate confidently with different stakeholders a