Senior Money Remitters Associate

Responsibilities

• Developing a solid understanding of money remittance business models, including domestic and cross-border payment flows, agent networks, and reliance on third parties
• Assessing risks to consumers and the integrity of the financial system, including financial crime, safeguarding, and operational risks.
• Leading or contributing to supervisory assessments, firm engagements, and investigations, assessing compliance with relevant regulatory requirements
• Working collaboratively with colleagues across the FCA and with external partners such as HMRC and law enforcement, sharing intelligence and contributing to joint activity.
• Managing multiple cases and pieces of work simultaneously, ensuring timely and high‑quality outcomes in a dynamic environment.
• Assessing how firms operate in practice, how their business models work and whether their systems and controls are effective
• Skills required
• Minimum:
• Experience of analysing complex information and making sound, evidence‑based and risk‑focused judgements.
• Demonstrated experience in written and verbal communication skills, including the ability to engage effectively with senior stakeholders.
• Experience of managing a varied and high‑volume workload, prioritising effectively, and meeting tight deadlines while maintaining quality.
• Essential:
• Experience of investigations, supervision, enforcement, or other structured problem‑solving casework.
• Well-developed interpersonal skills, including the ability to question, influence and explain decisions clearly, both orally and in writing.
• Understanding of, or keen interest in, financial crime risks, especially AML, terrorist financing, or fraud, within payments or financial services.
• Ability to assess how firms' systems, controls and governance operate in practice and whether they are effective.
• Confidence working in fast‑paced, high‑pressure environments, managing competing priorities while maintaining attention to detail.
• Demonstrated experience of working effectively as part of a team, proactively supporting colleagues, and contributing to shared outcomes.
• Experience in payments, AML supervision, law enforcement, compliance, or regulatory environments would be particularly relevant, but is not essential if you can demonstrate strong transferable skills.

Benefits

Additional Information

Job title: Senior Money Remitters Associate Division: Payments & Digital Assets Department: Money Remitters Portfolio Salary: Banding National £53,800 to £62,700 London £59,200 to £69,000 (salary offered will be based on skills and experience) This role is graded as: Senior Associate - Regulatory Your External Recruitment contact is Steve Christopher via Steve.Christopher@fca.org.uk Your Internal recruitment contact is Louis Van den Burg via Louis.vandenburg@fca.org.uk Applications must be submitted through our online portal. Applications sent via social media or email will not be accepted. The Hiring manager for this position is Amna Shaukat About the FCA and team We regulate financial services firms in the UK, to keep financial markets fair, thriving and effective. By joining us, you'll play a key part in protecting consumers, driving economic growth, and shaping the future of UK finance services. Sitting in the Payments & Digital Assets directorate, the money remitters department overseeing firms that provide essential domestic and cross‑border payment remittance services. These firms play a vital role in supporting the UK financial system and consumers who rely on them.

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