Underwrite performing loan requests for reserve disbursements, property manager changes, lease approvals, loan assumptions, equity transfers, franchise changes and other requests as needed from time of assignment through closing stages
Perform property-level quantitative credit analyses including: debt service coverage ratio calculations, debt yield calculations, property specific cash flow analysis, tenant roll, and other financial analysis/modeling in order to formulate and substantiate a credit recommendation
Analyze property operating performance through review of operating statements, rent rolls and leases
Evaluate and abstract third-party reports, loan documents, service contracts and leasing / listing agreements
Negotiate complex transactions
Draft credit recommendation memoranda and present conclusions to senior management
Communicate effectively with internal and external parties including borrowers, legal counsel, property managers, vendors, and other Rialto departments
Ensure all requests are handled in compliance with the terms of the related Loan Documents
SPECIFICATIONS
Bachelor's Degree from an accredited university is required preferably specializing in Real Estate, Finance, Accounting or related business field
Master's Degree or other post-graduate degree preferred
1-3 years of related experience in commercial real estate, property underwriting, loan servicing, or other related field is preferred
Proficiency with Microsoft Office applications
Excellent written and verbal communication skills are essential attributes with s trong interpersonal skills for effective interactions with internal and external stakeholders
Strong work ethic and attention to detail
Ability to multi-task and collaborate within a team setting
This description outlines the basic tasks and requirements for the position noted. It is not a comprehensive listing of all job duties.
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Rialtocapital · Miami, FL