Experience performing financial analysis and credit risk assessment
Knowledge of banking products, services, and lending processes
Ability to analyze complex financial structures and loan arrangements
Ability to identify risks and recommend mitigation strategies
Strong problem-solving skills with demonstrated sound judgment
Ability to manage multiple priorities and meet deadlines
Effective collaboration and teamwork skills
Bilingualism in French and English
Experience with loan portfolio management and annual review processes
Experience handling complex or high-risk credit files
While we appreciate all applications, we advise that only the candidates selected to participate in the recruitment process will be contacted.
Benefits
Health insurancePaid time offFlexible schedule
Additional Information
We are banking at another level.
Choosing BDC as your employer means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to fuel the success of Canadian entrepreneurs.
Choosing BDC as your employer also means:
Flexible and competitive benefits , including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a $750 wellness and health care spending account, to name a few
In addition to paid vacation each year, five personal days , sick days as necessary , and our offices are closed from December 25 to January 1
A hybrid work model that truly balances work and personal life
Opportunities for learning , training and development , and much more...
Explore the BDC Way in our Culture Book
POSITION OVERVIEW
BDC is the only bank dedicated exclusively to Canadian entrepreneurs, supporting the growth of small and medium-sized businesses across Canada. As Manager, Portfolio Management, you contribute to the ongoing management of the Bank's loan portfolio by processing service requests and completing annual reviews throughout the loan lifecycle. You provide advanced financial analysis and risk evaluation while collaborating with Business Development teams to deliver effective client solutions. Your work contributes directly to the success of Canadian businesses.
CHALLENGES TO BE MET
Follow up on outstanding file items in accordance with BDC audit policies, ensuring documentation is accurate, complete, and properly authorized
Complete annual portfolio reviews by validating profitability, monitoring borrowing activities, and identifying additional financing or advisory opportunities
Analyze financial statements, perform detailed financial analysis, and assess risk ratings
Identify and actively manage risk situations (e.g., arrears, declining performance, credit deterioration)
Evaluate complex and high-risk service requests and recommend solutions to restructure agreements and mitigate potential losses
Authorize, decline, or recommend service requests within established limits, ensuring high-quality analysis and due diligence
Collaborate with Credit teams, Business Centres, and internal stakeholders to ensure consistent policy application and effective client solutions
Maintain strong working relationships with colleagues to support teamwork and shared objectives
Coach and mentor team members by sharing expertise and best practices
Monitor regional economic trends and assess potential impacts on clients and portfolio performance
Stay current on changes in policies, procedures, and credit/regulatory trends impacting lending practices
Bdc · Toronto, Canada