This is an opportunity to shape how we use data to transform lending decisions and deliver better outcomes for millions of customers.
Why join us
We're transforming at pace. Investing billions in our people, data and tech to change the way we meet the needs of our 28 million customers. We're growing, and we'd love you to be part of the journey
Essential Skills
8+ years proven experience in Product Ownership or Product Management within data or platform-led environments
Strong experience building and scaling data platform products, with a focus on reusability, accessibility and cross-team consumption
Demonstrated experience leveraging data to drive business value, including improving decisioning, optimisation or commercial outcomes
Strong understanding of data management principles (data quality, lineage, governance), balanced with a focus on usability and adoption
Experience defining product vision, prioritising complex backlogs and delivering outcomes in agile environments
Strong stakeholder leadership skills, including influencing senior stakeholders and translating strategy into high-impact delivery
Desirable Skills
Experience in Consumer Lending, affordability or credit risk environments
Experience in data value realisation, optimisation or data-led product strategy
People leadership experience, including developing high-performing product teams
Exposure to large-scale data platforms and cloud environments (e.g. Google Cloud Platform)
We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply
This is a place for you
We offer a wide‑ranging benefits package, including:
A generous pension contribution of up to 15%
An annual performance‑related bonus
Share schemes including free shares
Benefits you can tailor to your lifestyle, such as discounted shopping
30 days' holiday, plus bank holidays
A range of wellbeing initiatives and generous parental leave policies
Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more!
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you h
End Date
Tuesday 16 June 2026
Salary Range
£116,535 - £137,100
We support flexible working - click here for more information on flexible working options
Flexible Working Options
Job Share
Job Description Summary
Please contact Gill Hamilton for further information - GillianHamilton@bankofscotland.com
Job Description
JOB TITLE: Lab Product Owner - Customer Affordability & Data, Consumer Data Lab
LOCATION: Chester, Manchester, Bristol
HOURS: Full-time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites mentioned above. Colleagues with disabilities can be supported with workplace adjustments, including hybrid working expectations in line with our Flexibility Works policy
Lloyds Banking · Chester Cawley House