Senior Product Designer (Contract)

About the role

Splash Financial is seeking a Contract Senior Product Designer (1099) to help us move fast on key product experiences across our personal loan and HELOC products. You'll be a hands-on design contributor - someone who can independently own design workstreams, partner closely with Product and Engineering, and deliver high-quality work with minimal ramp-up time. You're highly customer-focused, with a passion for elegant, simple solutions. You think iteratively, know how to read data and customer feedback to pressure-test your design assumptions, and you've navigated the constraints of regulated financial products before. You're equally comfortable producing high-fidelity Figma work and thinking strategically about how UX decisions connect to business outcomes. ENGAGEMENT DETAILS: Engagement type: 1099 independent contractor. Duration: 6 months, with the possibility of extension based on fit and business need. Rate: $80 - $100 per hour, commensurate with experience and location. Location: Remote (US-based). WHAT YOU'LL DO AT SPLASH: Own design for assigned product workstreams: Take features from problem framing through high-fidelity Figma deliverables; define information architecture, user flows, and interaction patterns; work collaboratively with Product and Engineering across the full product development lifecycle. Conduct and synthesize user research to inform your work: Run or facilitate usability sessions and customer interviews; synthesize behavioral data, NPS feedback, and qualitative signals to validate design decisions and identify friction points. Build on and contribute to our design system: Work within established component libraries; identify gaps and contribute new patterns that are consistent, scalable, and accessible. Design for trust, clarity, and compliance in a regulated context. Iterate rapidly based on stakeholder and data feedback: Move quickly from concept to prototype; run low-fidelity and high-fidelity reviews with Product, Engineering, and leadership. Design AI-powered and AI-assisted product experiences; Contribute to experiences that incorporate AI features (e.g., personalized recommendations, intelligent form assistance, conversational flows); design clearly around AI outputs, uncertainty, and error states to maintain user trust. Use AI tools to accelerate your own design workflow: Leverage AI-assisted design tools (e.g., Figma Make) to speed up exploration, generate initial concepts, and prototype faster. WHAT YOU'LL BRING TO SPLASH: 6-8+ years of product design experience, with