Deliver profit and growth targets through effective development and optimisation of risk pricing models
Manage and enhance multicar pricing, including oversight of net rate performance and strategic positioning
Identify and deliver opportunities to grow the multicar book and increase product density across multiple product households
Develop new insights through the integration of data, analytical techniques, and ways of working
Continuously improve pricing models to expand competitive reach and address underperforming segments
Lead and contribute to risk pricing projects that deliver value across the business
Develop and enhance pricing tools, methodologies, and best practices
Collaborate with cross-functional teams (e.g. underwriting, claims, marketing, data science) to align pricing with wider business strategy
Support and develop team members through coaching, mentoring, and constructive peer review
Communicate insights, recommendations, and performance clearly to a range of stakeholders
Customer & Conduct Responsibilities
Ensure customer outcomes are at the heart of pricing decisions, delivering fair and reasonable outcomes
Actively question and challenge where processes, approaches, or decisions may not meet customer expectations
Support a culture of accountability, transparency, and good customer conduct
Complete all required regulatory and company training in line with FCA requirements
Skills & Capabilities
We encourage applications from individuals with a range of backgrounds and experiences. If this role interests you but you don't meet every requirement, we'd still like to hear from you.
Key Skills:
Experience in pricing, analytics, or a related role within financial services or a similar data-driven environment
Understanding of underwriting principles and risk-based decision making
Desirable:
Experience in personal lines insurance pricing, particularly motor or multicar portfolios
Awareness of dynamics within multiple product households and cross-product customer behaviour
Understanding of the UK insurance market and competitive landscape
Interview Process:
Recruiter screening call
1st Round - Intro call with Hiring manager
2nd Round - Case study round
What we will give you:
Benefits: in addition to a competitive salary and £5k car allowance you will also receive...
Flexible working - we champion a flexible hybrid working approach - please speak to your recruiter to d
Benefits
Flexible schedule
Additional Information
Job Title: Risk Pricing Manager - Multicar & Multi Product
Location: Bexhill/Leicester/London/- Hybrid
Welcome to Hastings Direct
We're a digital insurance provider with ambitious plans to become the best and biggest in the UK market. We've made huge investments in our pricing and data capabilities over the past few years, along with nurturing our 4Cs culture.
We provide insurance for over four million customers, but we know there's even bigger opportunity out there - our Pricing, Data and Analytics community value curiosity, collaboration and constructive challenge.
We are always looking for new ideas and diverse perspectives to question established thinking and drive meaningful change. Great pricing is built on trust, innovation and precision, so our aim is to ensure customers receive a fair and accurate price based on their individual risk, supporting fair outcomes, while delivering sustainable and profitable growth for our company.
Pricing is more than just a number - it's a strategic capability. At the heart of Hastings is deep risk insight - continually improving how we assess, segment and price risk through data and analytics.
Role Purpose
This role is responsible for delivering profitable growth through the development and optimisation of risk pricing strategies, with a particular focus on multicar and multiple product households.
You will play a key role in shaping pricing approaches that grow the multicar portfolio and increase product holdings within multiple product households. This supports stronger customer relationships, improved loyalty, and better claims outcomes, contributing to Hastings Direct's broader strategic ambitions.
Hastingsdirect · London, UK