Sr. Commercial Loan Processor

Responsibilities

• Prepare, review, and manage all commercial loan documentation-including both in-house document sets and those prepared by counsel-to ensure adherence to company policies and federal regulations. Address and remediate audit findings as needed
• Serve as a key liaison with internal teams (Sales, Underwriting, Operations) and external stakeholders (Legal Counsel, Title, Escrow, Vendors, Insurance Companies) to ensure smooth transaction flow and timely updates regarding loan status
• Accurately enter and maintain loan data in core processing systems (nCino, Salesforce, Jack Henry) to effectively manage pipelines, workflow, and funding deadlines
• Contribute to ongoing process enhancement initiatives and, when applicable, assist in training and guiding team members to improve overall operational efficiency
• Collaborate with internal and external stakeholders to ensure that all funding conditions are met, documentation is complete, and funds are disbursed in a timely and accurate manner
• Execute day-to-day loan processing tasks, ensuring each stage of the transaction is completed accurately and efficiently. Monitor workflow status, address bottlenecks, and maintain processing standards throughout the loan lifecycle
• Request, collect, and verify due diligence items from customers, brokers, and third parties, ensuring all necessary information is obtained to support efficient loan origination and processing

Requirements

• High school diploma
• 5+ years in Commercial Lending operations (processing, closing, servicing, or transaction management) or SFR experience
• Strong understanding of commercial loan documentation (C&I, CRE, Construction, Asset-based, and Specialty Lending)
• Familiarity with collateral perfection, UCC filings, insurance requirements, escrow instructions, and loan boarding requirements
• Ability to interpret credit memos, approval conditions, financial covenants, and legal documents
• High accuracy and organizational strength in a fast‑paced, high‑volume environment
• Strong communication skills and comfort working cross‑functionally
• Experience with nCino or similar loan origination systems preferred
• Axos Employee Benefits May Include:
• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
• About Axos
• Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
• Learn more about working at Axos
• Pre-Employment Background Check and Drug Test:
• Equal Employment Opportunity:

Benefits

Additional Information

Axos Bank Target Range: $70,304.00/Yr. - $90,000.00/Yr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 12.5% Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 12.5% These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets. About This Job The Sr. Commercial Loan Processor provides strategic and operational leadership for the entire loan processing team. This role oversees daily operations, sets performance standards, and ensures that all transactions are executed efficiently and in full compliance with company policies and federal regulations. The Sr. Commercial Loan Processor collaborates with senior leadership to implement process improvements, resolves escalated issues, manages staffing and scheduling, and drives overall team performance and development.

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