Credit Reviews & Analysis: Assist the team in conduction credit reviews (Annual & Adhocs), work to involves the assessment & recommendation of internal credit limit appetite and assignment of internal credit ratings through business, financial and industry risk assessment.
Speaking to customers to obtain information / understand their business profile versus peer group.
Working with internal teams and clients for regular negotiation of documentation in relation to the European Gas & Power World (ISDA, EFET, CSA Provisions)
Credit Risk Administration: Assist the wide team in managing the credit exposure & data on our central and monitor and be involved in adhoc projects related to management reporting of the key credit portfolios.
Working with risk mitigation providers - bank/insurance markets as part of the credit management process
Required qualifications
Experience: 8-12 years of experience in credit risk roles within a blue-chip bank, trading house, or financial institution
Requirements
System - Proficient in Excel, Power Point and Word/Outlook. Skills on SQL, Python, Power BI etc would be a great add-on. Also competency over tools like S&P Capital IQ, Bloomberg etc.
Handled Mid & large corporate clients
Qualification: Either of MBA (for a renowned institution) / CA (First Attempt Pass) / CFA (All levels cleared, First Attempt) / FRM
Attributes for success
Mature individual with an ability to assimilate lots of information, think clearly & make recommendations &s presentations in a clear and concise manner.
Reliable & thorough in the work, with an eye for detail; hard working and flexible and ability to work in a stressed environment; responsible
Proven ability to build and analyse cash flow models and financial analysis, including stress scenario testing
Strong communication skills both verbal and written to be applied also during meetings/calls with client
Department overview
Equal opportunity employer
Benefits
Vision insuranceFlexible schedule
Additional Information
Main purpose
We are seeking to hire a highly analytical and driven professional to join our Credit Team in Mumbai, as a senior experienced member within the existing team. The successful candidate will work as part of a group responsible for reviewing and approving credit risk associated with complex transactions across multiple products and business segments, largely focusing on European Gas & Power. The role will involve evaluating credit and performance risks on both short-dated and longer-tenor trades, negotiating directly with external counterparties, and collaborating closely with commercial teams to ensure that exposures remain within acceptable limits. This will include the use of appropriate credit risk-mitigation tools and structures where required.
Trafigura · Mumbai, India