Professional Services Consultant, Payments

External

Ripple · Chicago, IL

Full-timeOn-site5d ago

Cross-functional CollaborationDocumentationLeadershipRailsRequirements GatheringSAP

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About the role

Do Your Best Work The opportunity to build in a fast-paced start-up environment with experienced industry leaders A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning. Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the

Responsibilities

Requirements

Payments Domain Expertise

3+ years of deep expertise in corporate payment operations, including multi-currency wire processing, payment factory design, SWIFT messaging (MT101, MT103, MT202), SEPA credit transfers, and domestic real-time payment rails (ACH, RTP, FedNow, Faster Payments).

Hands-on experience with bank connectivity methods-SWIFT, SFTP/H2H file exchange, and direct bank APIs-and a working understanding of ISO 20022 message formats.

Strong knowledge of payment controls: approval workflows, dual-authorization models, sanctions screening, and fraud detection frameworks in a corporate treasury context.

Technical Mastery

Proficiency with TMS platforms (Ripple Treasury / GTreasury, Kyriba, SAP TRM, or equivalent) with specific focus on payment module configuration and bank account management.

Comfort navigating complex data flows between treasury systems, ERPs, and banking portals-including file format transformation (MT101, ACH, ISO20022, etc.) and API-based data exchange.

Experience using AI tools to accelerate configuration and documentation tasks, paired with the critical judgment to validate and refine AI-produced outputs.

Professional Experience

3+ years in client-facing treasury consulting, implementation, or professional services roles within a TMS, ERP, or fintech/banking technology environment.

Demonstrated experience managing bank onboarding and connectivity projects from requirements gathering through UAT and go-live.

Financial fluency-comfortable discussing cash positioning, payment netting, FX settlement, and intercompany payment structures with Corporate Treasury, Accounting, and CFO teams.

Core Competencies

Consultative Mindset: You ask "why" before "how," challenge legacy payment processes, and lead clients toward solutions that are both operationally sound and strategically scalable.

Communication Skills: The ability to translate payment rail complexity and API mechanics into ROI-framed narratives for treasury leadership and finance executives.

Problem-Solving DNA: A methodical approach to diagnosing payment failures-tracing issues from bank portal settings through middleware to platform configuration-rather than escalating or applying surface-level fixes.

Cross-functional Collaboration: Proven ability to coordinate across bank partners, platform engineering, and client stakeholders to deliver connectivity outcomes on time and on scope.

Professional Services Consultant, Payments

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