Compliance Analyst, STAR Operations

Benefits

Additional Information

Job Description: At Remitly, we believe everyone deserves the freedom to access, move, and manage their money wherever life takes them. Since 2011, we've tirelessly delivered on our promise to customers sending money globally, providing secure, simple, and reliable ways to manage their money, ensuring true peace of mind. Whether it's supporting loved ones back home, growing a business across continents, or pursuing new opportunities abroad, we're not just here to move money- we're here to move our global customers forward. We're looking for builders, reimaginers, and global thinkers who want to work at the intersection of technology, trust, and transformation. If that's you and you're ready to do the most meaningful work of your career-we invite you to join over 2,800 passionate Remitlians worldwide who are united by our vision to transform lives with trusted financial services that transcend borders. About the Role: Our Risk and Compliance teams are a cornerstone of our business, and we are looking for a Compliance Analyst to ensure we follow internal policies, local jurisdiction financial service laws, and other applicable regulatory requirements. As an online money transmitter, Remitly is growing while maintaining high customer service, performance and compliance standards. Remitly is a licensed financial services company in several jurisdictions. Each of these jurisdictions requires, among other items, that Remitly maintain a comprehensive Anti-Money Laundering, Counter-Terrorist Financing and Fraud Investigative program. The Compliance Analyst will assist by completing high-risk case investigations & completing regulatory filings. They will participate in deep dive investigations, review case escalations and perform quality checks on regulatory reports, as well as identify areas for better processes or risk management. The ideal applicant for this role will have excellent compliance experience solving complex cases and preparing regulatory reports. Identifying trends and patterns and being comfortable with different tasks and projects will be key parts of the role, which is based in our office in Manila, Philippines You Will: Work within a compliance-focused function investigating suspicious and high-risk activities identified in customer accounts. This function will review unusual activity within customer profiles that may be related to money laundering or fraud. These investigations may lead to regulatory filings. Review investigations escalated from other Remitly teams and third party AML investigators, conduct complex investigations, and submit SAR filings where necessary. Work closely with cross-functional teams at Remitly regarding these investigations, including Customer Service, Compliance, Legal, Product, and third party sites supporting AML investigations. Investigate and respond to law enforcement requests on an ad hoc basis. Identify customer-related trends, patterns and issues associated with money laundering, terrorist financing and other unwanted and fraudulent transaction activity. Evaluate internal reports and related filters to confirm Remitly is monitoring its customer base for compliance with the terms of its user agreement and regulatory requirements. Suggest updates to transaction monitoring rules based on trends identified and identify process improvements for existing procedures. Lead process/efficiency improvement processes, including design and implementation. Ingest guidance from relevant financial intelligence units, and help operationalize new or changed processes as needed to meet regulatory expectations. Work with Product teams, Product Compliance, and Compliance Officers to operationalize transaction monitoring and AML investigative practices needed to launch new products and jurisdictions. Ensure compliance with Remitly's Anti-Money Laundering policies and procedures. Learn and share knowledge in a global team environment, including assisting with training and oversight of new investigators, other teams supporting AML investigations, including oversight of third party AML investigations. Other ad hoc duties as required. You have: At least 1 to 2 years of experience investigating unusual activity and filing of regulatory reports related to AML, CTF, Fraud Investigations. Substantive knowledge of AML and fraud regulations and related typologies within the fintech industry. Experience in identifying and analysing patterns in transactional behaviour and determining if regulatory reporting is required. Experience in identifying unusual patterns of activity and escalating for potential risk mitigation. Experience working in a compliance-driven environment while ensuring a positive customer experience. Must have a relevant industry (Associate-Level ) certification. Experience in contributing to operational compliance programs. Direct experience in either fintech or the financial industry. Fluency in written and spoken English is essential for this role