Fintech Engineer

Responsibilities

• Business Analysis & Requirement Engineering
• Elicit, analyze, and document business, functional, and non-functional requirements across fintech initiatives.
• Translate business needs into detailed functional specifications, user stories, process flows, and data requirements.
• Facilitate workshops with stakeholders to define use cases, journeys, and success criteria.
• Perform gap analysis between current and target state processes and systems.
• Solution Design & Tech Translation
• Act as a bridge between business and engineering teams to ensure clear interpretation of requirements into system design.
• Define solution workflows, sequence diagrams, and integration touchpoints.
• Support API/interface specification, including request/response structures and data mapping.
• Contribute to solution architecture discussions with a focus on feasibility, scalability, and maintainability.
• PoC, Sandbox & Delivery Support
• Support end-to-end PoC execution including use case definition, data preparation, testing scenarios, and success metrics.
• Assist in configuring sandbox environments and validating solution outputs against business expectations.
• Develop test cases, UAT plans, and validation frameworks.
• Track PoC outcomes and document insights for decision-making.
• Integration & Data Analysis
• Work on API-based integrations, including requirement definition, payload validation, and testing.
• Perform data mapping, transformation logic definition, and reconciliation checks across systems.
• Analyze system interactions and troubleshoot integration or data issues during testing phases.
• Governance, Risk & Documentation
• Ensure requirements and solutions comply with technology standards, security requirements, and regulatory expectations.
• Support third-party onboarding by documenting functional flows, data handling, and control points.
• Prepare BRDs, FSDs, solution design documents, and governance materials for internal review forums.
• Role Requirements
• 7-12 years of experience as a techno-functional analyst or in software development roles in banking, fintech, or technology-driven environments.
• Domain knowledge in one or more areas - Payments, Trade Finance, Wealth, Digital Platforms, or Data & AI.
• Strong experience in requirement gathering, functional analysis, and documentation (BRD/Tech specs/user stories).
• Working knowledge of APIs (REST/JSON), system integration methods, and data flows.
• Familiarity with technical concepts such as microservices, cloud environments, and system architecture basics.
• Hands-on exposure to PoCs, UAT, testing cycles, and implementation support.
• Experience in data analysis, mapping, and reconciliation across systems.
• Understanding of security, regulatory, and third-party risk considerations in banking.
• Experience working in Agile environments (Scrum, user stories, sprint cycles).
• Strong stakeholder management, communication, and problem-solving skills. Communicate complex technical concepts in a clear, business-friendly manner.
• Bachelor's degree in engineering, business, finance, or related fields.

Additional Information

In Maybank, we are seeking a hands-on, execution-focused professional with strong domain and technical understanding to support the delivery of fintech initiatives within the Fintech & Emerging Tech Centre of Excellence (CoE). This role is responsible for bridging business requirements and technology delivery- enabling PoCs, supporting integrations, and ensuring successful pilot-to-production outcomes. You will work at the intersection of business, technology, and external fintech partners to design, validate, and operationalize scalable solutions across priority domains.

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