Lead hands-on analysis using SQL, Python, and BI tools across large-scale payments datasets
Design, build, and maintain scalable dashboards to monitor payments risk
Develop and own KRIs/KPIs frameworks across European payment flows
Ensure data integrity, consistency, and governance alignment across reporting and analytics outputs
Establish and apply best practices in data analysis, visualization, and reporting
Payments Risk Monitoring & Diagnostics
Conduct deep-dive analyses to identify anomalies, emerging risks, and systemic issues
Perform root cause analysis on payment issues (e.g., bank returns, delays, processing failures)
Quantify risk exposure and assess impact using transaction-level data
Proactively surface and escalate key risk insights to stakeholders
SEPA & Payments Domain Expertise
Develop strong expertise in PayPal payments
Analyze SEPA data to detect trends, inefficiencies, and scheme-related risks
Extend analytics beyond SEPA to other payment methods, channels, and infrastructure components
Support data-driven engagement with banking partners, schemes, and internal stakeholders
Risk Governance & Oversight
Contribute to and help drive risk governance activities, including: Risk reporting and dashboards, Governance forums and risk reviews, Thematic analyses and control assessments
Support identification of control gaps and drive data-backed recommendations for remediation
Partner with first-line teams to validate fixes and ensure sustainable issue resolution
Enhance risk monitoring frameworks and analytics-driven oversight capabilities
What You Bring
Core Experience
"F
Benefits
Paid time off
Additional Information
The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.
Job Summary:
This job will design and implement advanced data science models to support business needs. You will work with stakeholders to understand requirements and deliver solutions. Your role involves driving best practices in data science, ensuring data quality, and mentoring junior scientists.
Job Description:
Essential Responsibilities:
Lead and manage data science projects, ensuring timely delivery and alignment with business goals.
Develop and maintain data models, algorithms, and reporting systems to support data analysis and decision-making.
Analyze complex datasets to identify trends, patterns, and insights that drive strategic initiatives.
Collaborate with cross-functional teams to understand data needs and provide actionable insights.
Ensure data quality and integrity through regular audits and validation processes.
Mentor and guide junior data scientists, fostering a culture of continuous learning and improvement.
Paypal · Berlin, Germany