Regional Credit Analyst (961)

About the role

Establish credit lines for potential new customers as well as maintaining existing customer credit lines by performing reviews of financial statements, credit reports and account history. Essential Duties and Responsibilities: include the following. Other duties may be assigned. Evaluate portfolio risk to share with field operations and CFS management. Include discussions about unsecured and secured money Job account participation Each quarter recommend shifts in risk tolerance based on current economic conditions. Evaluate the credit lines of the existing customer base and make appropriate adjustments to credit lines Ensure proper documentation is in place Credit Application, Ownership, Financial Statements, Tax Exempt Forms Evaluate financial statements, credit reports and other documentation Design action plans Obtain additional security, guarantees, etc. Hold review meetings with management and outside sales staff Discuss with customer Elevate issues Review credit applications for a given region approving or denying within authority limitations Obtain/negotiate additional security and guarantees as appropriate. Obtain and review customer financial statement information for credit recommendation Discuss options with management and sales Elevate discrepancies and disagreements between field operations and CFS team Review large job credit extensions as elevated approving or denying within authority limitations. Ensure proper security is available Discuss options with field operations Ensure all necessary steps are taken and documented to preserve lien/bond rights Resolve customer and branch issues elevated by processors, others in the CFS organization, accounting or branches Make certain that each request is given equal consideration As Needed / Projects: Participate in new software development, training and testing Acquisition Follow up Obtain new Credit Applications Obtain/Maintain old credit applications Ensure proper document retention Travel required Travel to Regional, District and Branch Meetings Other travel as deemed necessary Participate in NSC/Region surveys, questionnaires, etc. Elevate ethical issues, policy deviations and procedure issues